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IFSA

  • IFSA Multi-Asset Core Strategy

    MULTI-ASSET FUND

    This investment strategy includes a diversification of asset classes, managed by some of the most talented fund managers. The strategy aims to outperform SA inflation by 2% p.a. (2% real return) net of fund management fees over a rolling 3 year period. The strategy aims to provide investors with a regular income while it aims to provide consistent real returns over the medium term within acceptable risk parameters. The strategy only invests in asset allocation, target return and money market unit trust funds and aims to limit downside volatility.

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Investment Objectives

The fund aims to provide consistent real returns over the medium term

Capital appreciation over the short to medium terms

Providing stable returns to ensure a regular income without depreciating capital

This is a moderate fund that aims to outperform inflation

A small portion of the fund is allocated to private equity instruments

Investment Strategy


This investment strategy includes a diversification of asset classes, managed by some of the most talented fund managers. The strategy aims to outperform SA inflation by 2% p.a. (2% real return) net of fund management fees over a rolling 3 year period.

The strategy aims to provide investors with a regular income while it aims to provide consistent real returns over the medium term within acceptable risk parameters. The strategy only invests in asset allocation, target return and money market unit trust funds and aims to limit downside volatility.

    Private Debt Focus


    Providing investors with a unique entry point to private debt markets which are traditionally difficult to access. Participate in the funding of procurement orders which are highly securitized and are backed by procurement contracts to government and other entities.

    Benefits of Investing in Private Debt:
    • Investor liquidity supported by shorter duration terms of loans
    • Low volatility and correlation to traditional lending and investments
    • Security against contracts and equipment

    Fund allocations that might use private debt:
    • Cornerstone core strategic fund
    • Cornerstone Private Equity fund
    • Alpha Upgrade Fund

    Fund Details

     Risk ProfileLow-Medium
     BenchmarkRSA CPI + 2%
     Target Objectiven/a
     Time Horizon 3+ years
     Liquidity Profile30 days
    Inception Date 6 July 2009

    Key Information

    Annual Mandate Fee
    0.60%
    Model TER
    0.91%
    Currency
    		 South African Rand
    Investment ManagerJacques de Kock, MitonOptimal
    Co-Manager
    Roeloff Horne, MitonOptimal
     Regulation 28 CompliantYes

    Suitable Investors

    Suitable for investors who are risk averse and have a low to moderate volatility investment profile.

    The Fund is a moderately aggressive investment because of the nature of the underlying investments.

    The Fund is suitable for investors who would like a stable return over the medium term, relative liquidity and the risks inherent with private equity.

    Investors should have a minimum investment horizon of 3+ years.

    Note: No investment guarantees are offered and there is a risk of capital loss. This portfolio can be utilised as an income option via a Living Annuity or as a Discretionary draw-down plan. Other suitable products would include low volatility Preservation Pension/Provident Fund savings, i.e. close to retirement risk averse investors.

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